Niseko is a predominantly cash based society and as such we would recommend bringing an appropriate amount of Japanese Yen with you to eliminate any hassles. For current Japanese Yen exchange rates please got to http://www.xe.com/
NO International cards are accepted by ATM in Hanazono, Niseko Village or Annupuri to get cash out. There are only a few spots to get cash out in the area so please bring an appropriate amount of Japanese yen.
There are few ATM locations throughout Niseko however these are not always operational:
Kutchan Post Office opened weekdays 8.45am-7pm, weekends 9am-5pm Accepts Visa, Visa Electron, Plus, MasterCard, Maestro, Cirrus, American Express, Diners Club, JCB, China UnionPay
Kutchan 7-eleven opened all day/night accepts VISA, Mastercard, American Express, JCB, China Union Pay, and cards with PLUS or Cirrus logos (no non-rectangular shaped cards).
Please note most restaurants, bars and shops will not take credit cards. However lift passes, ski hire and ski lessons can be purchased with a credit card.
Foreign Currency Exchange – Most major currencies can be exchanged in Niseko at either Hokkaido Tracks in Hirafu, Hilton Niseko Village in Niseko Village or at the main post office or Hokuyo Bank in Kutchan.